Chartway Group is a Kent-based development and construction group providing services to deliver improved communities and environments.
PSP is a strategic asset manager, fund manager and long term partner to the public sector.
Westerhill Homes by Chartway is a private housebuilder with a single mission – to deliver quality housing developments across South East England.
LetLife is the newest addition to the Chartway Partnerships Group, a brand created specifically for private rented family homes.
Chartway Building Supplies is a Kent based building and construction materials merchant.
Chartway Construction provides a complete range of building services across Kent, East Sussex, Surrey and South London.
Chartway Civil Engineering is a leading Kent based civil engineering and groundworks specialist.
Chartway Drylining specialises in drylining, screeding, plastering, & rendering for housebuilders and developers across the Kent and the South East.
Chartway Partnerships specialises in joint venture partnerships with Housing Associations and Councils to deliver large residential developments across the South East.
There are multiple lenders offering mortgages on new homes, sometimes with exclusive packages.
Westerhill Homes can introduce you to Threshold Mortgage Advice, specialists in new homes mortgage advice. It’s important you get the right advice for your circumstances. Visit Threshold Mortgage Advice for more details: https://www.thresholdmortgages.com/.
There are lenders for those who are self-employed but with additional criteria regarding proof of earnings. A Financial Advisor can help you with what is required.
Threshold Mortgage Advice are specialists in the new homes market for mortgages. They are also independent mortgage advisors which means they search the whole market for you to get the right product for your personal circumstances, whereas your bank will only be able to offer their own products to you.
No, Threshold Mortgage Advice will not make a charge to use their services, other Mortgage Advisors may make a charge.
If you are thinking about buying a home it’s important to speak to an Independent Mortgage Advisor as soon as possible. You’ll then know how much you can borrow and how much you can spend on a new home purchase.
Your mortgage lender wants to be sure they are lending against a property which exists and is the right value. They employ a surveyor to carry out checks which include a visit to our Sales Office and the plot, if it is ready.
We want to help you to make the right buying decisions based on your affordability, and know that you are able to proceed with the purchase if we take a reservation from you.
Generally yes you will pay a fee for the survey, although some lenders offer a free survey.
When you exchange Contracts we ask you for 10% of the purchase price as a deposit. Take a look at our Buyers Guide – Help to Buy Equity Loan for details of this scheme.
A mortgage offer is usually valid for 6 months.
Mortgage repayments usually start in the month you legally complete and move into your new home. Your lender will notify you of the mortgage repayment dates in your mortgage offer.
It is not a legal requirement to have a survey if you aren’t having a mortgage however, many buyers feel it gives them piece of mind regarding the value and quality of build.
Developers have targets to meet for exchanges, and by using the panel FA it will help us, to help you, to be ready with your mortgage offer when your Solicitor is ready to exchange.